Toxic Mold
Published: 11/06/2009 by MO
Toxic Mold
When buying a new home, it's common - and smart - to have a building and pest inspection conducted on the premises, to ensure that everything is in tiptop condition. After all, nobody wants to invest in a brand new house, move all their stuff in, then discover that major plumbing problems or a termite infestation compromises the integrity of the house. Incredibly, very few people take care to ensure that another pest isn't lurking in their home: toxic mold. Although many states have laws on the books that require home sellers to disclose the presence of toxic mold, many unscrupulous people fail to do so.
What Is Toxic Mold?
Toxic mold - known scientifically as stachybotrys chartarum, or toxic black mold - is a substance that releases toxins known as mycotoxins. People with compromised respiratory systems - like those with asthma or allergies - are the most likely to experience symptoms due to the presence of mycotoxins, although even healthy folks can suffer problems. This mold is a slimy, greenish-black substance that usually develops in moisture-rich areas of the home. It only grows on things that contain cellulose, like paper or drywall; it doesn't develop on concrete or on tile.
What Causes Toxic Mold?
Since damp conditions tend to cause toxic mold, common places where it can be found include bathrooms, attics under leaky, damaged roofs, basements with leaky pipes overhead - virtually anywhere that water or moisture can pool up and collect. Once toxic mold starts to grow, it is very difficult to get rid of it. That's why so many unscrupulous home sellers try to mask its presence. It's also why so many homeowner's insurance policies explicitly exclude toxic mold coverage. The problem is very costly, and no one wants to be held responsible for it when it occurs.
Protect Yourself When Buying A Home
When buying a new home, never take the seller's word for it that there is no black mold or toxic mold present on the premises. There's always a chance that they are either unaware of it - or that they know it's there, but are hiding it. A smart way to protect yourself is by hiring a building inspector who specifically looks for toxic mold during the inspection. Even if it means paying a bit extra, it will be worth it in the long run. After all, once that sale is final, you inherent the unwanted toxic mold.
Make The Necessary Repairs Right Away
Whenever there is damage done to your home that could encourage the growth of black mold, be sure to have it taken care of right away. This is the time to put your homeowner's insurance policy to work, if the damage or repair falls under its terms. Waiting until toxic mold has appeared generally leaves you stuck footing a monstrous bill for professional mold removal. Be a conscientious homeowner and diligently check your home for leaks or moisture accumulation on a regular basis; prevention is key when it comes to black mold.
